BUSINESS/SME INSURANCE

Description

• Fire and Perils Insurance

This cover protects the business’s buildings and their contents, such as machinery, equipment, stock, and furniture, from fire and related Perils damage.

• Business Interruption

This provides coverage for business interruption that results in income loss, but the interruption must be caused by an incident covered by Fire & Special Perils.

• Burglary Insurance

This covers against property theft as a result of forcible and violent entry into a premises/building.

• All Risks Insurance

This provides coverage for loss or damage to your listed business items, unless otherwise specified

• Political Violence and Terrorism

Coverage for physical loss or damage directly caused by one or more of the following perils occurring during the Policy Period: Terrorism, Sabotage, Riots, Strikes, and/or Malicious Damage.

• Money Insurance

This is insurance coverage for money lost in transit and on premises, as well as in the safe and custody of authorized staff/director.

• Goods in Transit Insurance

Coverage for goods in transit that protects them from collision, overturning, and theft while being held in trust by the insured.

• Machinery Breakdown

This coverage is available for unexpected physical loss or damage to machinery. The cost of repairing or replacing damaged machinery, including incidental costs, is covered by the policy.

• Employers Liability

This cover provides for and indemnifies you against legal liability for any bodily injury or disease sustained by your employees as a result of an accident occurring during the period of insurance and arising out of and in the course of your employment in the business